Credit and Lending Case Studies
Representing diverse personal situations to encourage participants to think outside of their normal paradigms with respects to consumer credit, analysis and client relationships.

Analysis Tools
To focus participants on critical aspects of the credit and the analysis process and provide a framework for transferring the process and skills to the workplace. 

Pre- and Post- Testing
To measure participants on their grasp of the critical aspects of the credit and nalysis process and provide a framework for measuring the transfer of skills on the job.
 
 
 
 

Program Benefits

At the conclusion of this course, paticipants will be able to use the four phases of the Consumer Credit Program to:

• Undertake effective credit analysis of a wide range of individuals, couples and other retail lending situations.
• Better understand the risks associated with a proposal and structure a loan t omore effectively address these risks.
• Plan and implement more effective credit evaluation and management.
• Provide relationships oriented credit support to clients, anticipating potential problems and providing feedback on ongoing activities

• The Consumer Credit Program develops the skills and knowledge to provide an overview of all aspects associated with credit assessment, structuring and managing loans, for either new relationships or with existing clients.
• Participants analyse a series of case studies that follow through each of the four phases of the consumer credit decision process.
• The program provides a business oriented approach to Consumer Credit. Participants learn the necessary skills and judgement to analyse, and if require, to approve a consumer loan. Of key importance is participants' ability to lend intuitively. Although designed to be used by financial institutions it can also be used as a "Credit Essential for Non Financial Credit Managers" program.
• The Consumer Credit Program provides a systematics framework for assessing loan suitability, structuring a loan and developing a sound credit understanding upon which to establish and build a sound retail relationship.

Book your seats now! Tel: (03) 7044 666 / 777 / 888, fax: 03-7044 484 or e-mail: seminars@rayma.com.my .

• Assess existing consumer relationships with clients with a view to improving dealings.
• Identify and deal with potential credit problems at an early stage, avoiding costly workouts.
• The interactive and highly participative nature of the course and the application of specific tools and 
• skills to participants' jobs enhanced skill-transfer and allow participants to learn from one another.
• It is applicable to all employees especially Consumer Loan Telemarketers, Mobile Mortgage Manager, Loan Analysts and other Consumer Loan support staff. The program may also be relevant for non financial credit personnel who wish to learn more about Consumer Credit.

Team attendance highly recommended
This is to facilitate successful implementation of the theory learned and establish a common framework to practice in real-life environment.

Certificate of Participation will be awarded.
 

R A F F L E   D R A W !